fix(relay-auth): close 5 pre-production security findings (F1–F5)

F1 (HIGH): bind step-up freshness to the required method (stepUpMethod) so a
  login-time or weaker (TOTP) factor can no longer satisfy a passkey requirement.
F2 (HIGH): make the step-up gate host-driven and fail-closed on connect+reattach
  (deny when policy.required and the principal is missing/stale/wrong-method).
F3 (MED): bind the WebAuthn assertion to the stored credential (credentialId
  cross-check + forward publicKey/credentialId to the verifier).
F4 (LOW): make verifyDpopProof totally fail-safe (no unhandled throw), wrap the
  authz boundary into a clean audited 401, and validate cnfJkt format at issue.
F5 (LOW): return newSignCount from finishAuthentication so the caller can persist
  the advanced counter (WebAuthn clone detection).

All fixes ship regression tests. relay-auth: 122 tests green, tsc clean.

relay-auth/src/authz/decide.ts

@@ -54,9 +54,15 @@ async function coreAuthorize(
   } catch {
     return { outcome: deny(401, 'invalid_capability_token') }
   }
+  // verifyDpopProof is fail-safe, but guard defensively so an unexpected throw becomes a single
+  // audited deny (emitted once by onUpgrade) rather than an unhandled exception (Finding-4).
+  try {
     if (!(await verifyDpopProof(token, dpop, now))) {
       return { outcome: deny(401, 'dpop_proof_failed') }
     }
+  } catch {
+    return { outcome: deny(401, 'dpop_proof_failed') }
+  }
   if (await revocation.isRevoked(token.jti)) return { outcome: deny(403, 'token_revoked') }
   if (!token.rights.includes(req.requiredRight)) return { outcome: deny(403, 'insufficient_rights') }
   if (token.host !== req.requestedHostId) return { outcome: deny(403, 'host_scope_mismatch') }

relay-auth/src/capability/errors.ts

@@ -11,6 +11,7 @@ export type CapabilityErrorReason =
   | 'bad_signature'
   | 'replayed'
   | 'no_cnf'
+  | 'bad_cnf'
 
 export class CapabilityError extends Error {
   readonly reason: CapabilityErrorReason

relay-auth/src/capability/issue.ts

@@ -49,6 +49,8 @@ export async function issueCapabilityToken(
   for (const r of a.rights) CapabilityRightSchema.parse(r)
   if (a.rights.length === 0) throw new CapabilityError('malformed', 'rights must be non-empty')
   if (a.cnfJkt.length === 0) throw new CapabilityError('no_cnf')
+  // A base64url SHA-256 JWK thumbprint is exactly 43 chars of [A-Za-z0-9_-] (hardening, Finding-4).
+  if (!/^[A-Za-z0-9_-]{43}$/.test(a.cnfJkt)) throw new CapabilityError('bad_cnf')
 
   const ttl = Math.max(a.ttlSeconds, CONNECT_TOKEN_MIN_TTL_SEC)
   const body: TokenBody = {

relay-auth/src/capability/verify.ts

@@ -116,6 +116,10 @@ export async function verifyDpopProof(
   dpop: DpopContext,
   now: number,
 ): Promise<boolean> {
+  // TOTALLY fail-safe (Finding-4): any thrown error — from readCnfJkt, jwkThumbprint,
+  // importEd25519PublicRaw, or any decode — becomes `false`, never a rejected promise, so the
+  // INV15 gate always denies through an audited path instead of an unhandled exception.
+  try {
     const expectedJkt = readCnfJkt(token)
     const parts = dpop.proofJws.split('.')
     if (parts.length !== 3) return false
@@ -148,6 +152,9 @@ export async function verifyDpopProof(
     }
     if (!(await verifyEd25519(pubKey, sig, signed))) return false
     return rememberDpop(payload.jti, payload.iat + DPOP_MAX_AGE_SEC, now)
+  } catch {
+    return false
+  }
 }
 
 /** Build a DPoP proof (client-side helper; also used by tests). Signs with the ephemeral key. */

relay-auth/src/enforce/onUpgrade.ts

@@ -124,10 +124,14 @@ export async function runEnforcement(
     await emitDeny(deps, ctx, base, 'too_many_sessions', now)
     return deny(403, 'too_many_sessions')
   }
-  // 5. Step-up gate (Finding-3, v0.10) — only when a session principal is present.
+  // 5. Step-up gate (Finding-3/F1/F2) — HOST-DRIVEN and FAIL-CLOSED on connect AND reattach.
-  if (ctx.principal !== null) {
+  //    When a host REQUIRES step-up, DENY unless an authenticated principal proves a FRESH step-up
+  //    of the required method. A missing host, a null principal, or a stale/wrong-method step-up all
+  //    fail closed. When the policy does not require step-up, this gate is a no-op.
   const host = await deps.hosts.getById(outcome.hostId)
-    if (host !== null && needsStepUp(ctx.principal, deps.stepUpPolicyFor(host), now)) {
+  const policy = deps.stepUpPolicyFor(host as HostRecord)
+  if (policy.required) {
+    if (host === null || ctx.principal === null || needsStepUp(ctx.principal, policy, now)) {
       await emitDeny(deps, ctx, 'stepup', 'step_up_required', now)
       return deny(403, 'step_up_required')
     }

relay-auth/src/human/stepup/stepup.ts

@@ -14,14 +14,22 @@ import type { AuthMethod, AuthenticatedPrincipal, StepUpPolicy } from '../../typ
 
 export const DEFAULT_STEPUP_MAX_AGE_SECONDS = 300 as const
 
-/** Per-host step-up freshness requirement (default: recent passkey step-up). */
+/** Per-host step-up freshness requirement (default: recent passkey step-up REQUIRED). */
 export function policyForHost(_host: HostRecord): StepUpPolicy {
-  return { maxAgeSeconds: DEFAULT_STEPUP_MAX_AGE_SECONDS, requiredMethod: 'passkey' }
+  return { required: true, maxAgeSeconds: DEFAULT_STEPUP_MAX_AGE_SECONDS, requiredMethod: 'passkey' }
+}
+
+/** v0.9 "never required" default: step-up gate is off (used until per-host tiers exist). */
+export const NO_STEPUP_POLICY: StepUpPolicy = {
+  required: false,
+  maxAgeSeconds: DEFAULT_STEPUP_MAX_AGE_SECONDS,
+  requiredMethod: 'passkey',
 }
 
 /**
- * true when step-up is required: never stepped up, OR the last step-up is stale, OR the required
+ * true when step-up is required: never stepped up, OR the last step-up is stale, OR the LAST step-up
- * method is not present in `amr` — i.e. a fresh login alone does NOT satisfy it.
+ * was not performed with the required method (method-binding, F1) — i.e. neither a fresh login nor a
+ * weaker (e.g. TOTP) step-up satisfies a passkey requirement.
  */
 export function needsStepUp(
   principal: AuthenticatedPrincipal,
@@ -30,16 +38,19 @@ export function needsStepUp(
 ): boolean {
   if (principal.stepUpAt === null) return true
   if (now - principal.stepUpAt > policy.maxAgeSeconds) return true
-  if (!principal.amr.includes(policy.requiredMethod)) return true
+  if ((principal.stepUpMethod ?? null) !== policy.requiredMethod) return true
   return false
 }
 
-/** Returns a NEW principal with `stepUpAt = now` and `method` added to `amr` (immutable). */
+/**
+ * Returns a NEW principal recording a fresh step-up: `stepUpAt = now`, `stepUpMethod = method`, and
+ * `method` appended to `amr` (audit trail). Immutable — the original is untouched.
+ */
 export function recordStepUp(
   principal: AuthenticatedPrincipal,
   method: AuthMethod,
   now: number,
 ): AuthenticatedPrincipal {
   const amr = principal.amr.includes(method) ? principal.amr : [...principal.amr, method]
-  return { ...principal, amr, stepUpAt: now }
+  return { ...principal, amr, stepUpAt: now, stepUpMethod: method }
 }

relay-auth/src/human/webauthn/authenticate.ts

@@ -32,16 +32,19 @@ export async function finishAuthentication(
   origin: string,
   verifier: WebAuthnVerifier,
   now: number,
-): Promise<AuthenticatedPrincipal> {
+): Promise<{ principal: AuthenticatedPrincipal; newSignCount: number }> {
   if (resp.clientChallenge !== expectedChallenge) throw new WebAuthnError('challenge mismatch')
   if (resp.origin !== origin) throw new WebAuthnError('origin mismatch')
   if (resp.rpId !== rpId) throw new WebAuthnError('rpId mismatch')
+  if (resp.credentialId !== cred.credentialId) throw new WebAuthnError('credential id mismatch')
 
   const result = await verifier.verifyAuthentication(
     resp,
     expectedChallenge,
     rpId,
     origin,
+    cred.publicKey,
+    cred.credentialId,
     cred.signCount,
   )
   if (!result.verified) throw new WebAuthnError('assertion not verified')
@@ -49,7 +52,7 @@ export async function finishAuthentication(
     throw new WebAuthnError('signCount regression (cloned authenticator)')
   }
 
-  return {
+  const principal: AuthenticatedPrincipal = {
     kind: 'human',
     accountId: cred.accountId,
     principalId: cred.credentialId,
@@ -57,4 +60,5 @@ export async function finishAuthentication(
     authAt: now,
     stepUpAt: null,
   }
+  return { principal, newSignCount: result.newSignCount }
 }

relay-auth/src/human/webauthn/verifier.ts

@@ -28,6 +28,7 @@ export interface AuthenticationResponse {
   readonly clientChallenge: string
   readonly origin: string
   readonly rpId: string
+  readonly credentialId: string
 }
 
 export interface RegistrationVerification {
@@ -54,6 +55,8 @@ export interface WebAuthnVerifier {
     expectedChallenge: string,
     rpId: string,
     origin: string,
+    credentialPublicKey: Uint8Array,
+    expectedCredentialId: string,
     storedSignCount: number,
   ): Promise<AuthenticationVerification>
 }

relay-auth/src/types.ts

@@ -34,6 +34,7 @@ export interface AuthenticatedPrincipal {
   readonly amr: readonly AuthMethod[] // methods satisfied this session (for step-up, T8)
   readonly authAt: number // epoch seconds of last successful auth (login freshness)
   readonly stepUpAt: number | null // epoch seconds of last step-up (T8 freshness); null = never
+  readonly stepUpMethod?: AuthMethod | null // method used for the LAST step-up (F1 method-binding); absent/null ⇒ none
 }
 
 /**
@@ -44,6 +45,7 @@ export interface AuthenticatedPrincipal {
 export const CAP_TOKEN_SUB_IS_ACCOUNT_ID = true as const
 
 export interface StepUpPolicy {
+  readonly required: boolean
   readonly maxAgeSeconds: number
   readonly requiredMethod: AuthMethod
 }
@@ -141,11 +143,13 @@ export const AuthenticatedPrincipalSchema = z
     amr: z.array(AuthMethodSchema).readonly(),
     authAt: z.number().int().nonnegative(),
     stepUpAt: z.number().int().nonnegative().nullable(),
+    stepUpMethod: AuthMethodSchema.nullable().optional(),
   })
   .strict()
 
 export const StepUpPolicySchema = z
   .object({
+    required: z.boolean(),
     maxAgeSeconds: z.number().int().nonnegative(),
     requiredMethod: AuthMethodSchema,
   })

relay-auth/test/capability.test.ts

@@ -11,6 +11,7 @@ import {
 } from '../src/capability/verify.js'
 import { jwkThumbprint } from '../src/crypto/thumbprint.js'
 import { CapabilityError } from '../src/capability/errors.js'
+import { encodeBase64UrlBytes } from 'relay-contracts'
 import { setupP5SigningKey, makeEphemeral, principal, uuid } from './_helpers.js'
 
 const NOW = 1_700_000_000
@@ -150,5 +151,31 @@ describe('capability token (§4.3)', () => {
       expect(await verifyDpopProof(tok, { proofJws: proof, htu, htm: 'GET' }, NOW)).toBe(true)
       expect(await verifyDpopProof(tok, { proofJws: proof, htu, htm: 'GET' }, NOW)).toBe(false)
     })
+
+    // F4: a proof whose jwk.x decodes to a NON-32-byte blob makes importEd25519PublicRaw throw.
+    // verifyDpopProof must be TOTALLY fail-safe and RESOLVE to false, never reject.
+    it('resolves false (never throws) when the proof key is not a valid 32-byte Ed25519 key', async () => {
+      // A 16-byte "key" — importEd25519PublicRaw will reject this raw length.
+      const shortBlob = new Uint8Array(16).fill(7)
+      // cnf.jkt is computed over the SAME 16-byte blob so the thumbprint check passes and
+      // execution reaches the risky importEd25519PublicRaw call.
+      const cnfJkt = await jwkThumbprint(shortBlob)
+      const raw = await issueFor(signingKey, { cnfJkt })
+      const tok = await verifyCapabilityToken(raw, AUD, NOW)
+
+      const htu = 'https://alice.term.example.com/ws'
+      const enc = (o: unknown) => encodeBase64UrlBytes(new TextEncoder().encode(JSON.stringify(o)))
+      const h = enc({ typ: 'dpop+ed25519', jwk: { crv: 'Ed25519', kty: 'OKP', x: encodeBase64UrlBytes(shortBlob) } })
+      const p = enc({ htu, htm: 'GET', jti: uuid(), iat: NOW })
+      const s = encodeBase64UrlBytes(new Uint8Array(64)) // any signature bytes
+      const proofJws = `${h}.${p}.${s}`
+
+      const verify = verifyDpopProof(tok, { proofJws, htu, htm: 'GET' }, NOW)
+      await expect(verify).resolves.toBe(false)
+    })
+  })
+
+  it('rejects a malformed cnf.jkt at issue (not a 43-char base64url thumbprint)', async () => {
+    await expect(issueFor(signingKey, { cnfJkt: 'short' })).rejects.toMatchObject({ reason: 'bad_cnf' })
   })
 })

relay-auth/test/enforce.test.ts

@@ -20,7 +20,7 @@ const NOW = 1_700_000_000
 const AUD_A = 'alice.term.example.com'
 const ORIGIN_A = `https://${AUD_A}`
 const ALLOWED = [ORIGIN_A]
-const NEVER_REQUIRED: StepUpPolicy = { maxAgeSeconds: Number.MAX_SAFE_INTEGER, requiredMethod: 'passkey' }
+const NEVER_REQUIRED: StepUpPolicy = { required: false, maxAgeSeconds: Number.MAX_SAFE_INTEGER, requiredMethod: 'passkey' }
 
 describe('enforcement onUpgrade/onReattach (T12)', () => {
   let signingKey: CryptoKey
@@ -126,8 +126,8 @@ describe('enforcement onUpgrade/onReattach (T12)', () => {
     expect(out).toMatchObject({ ok: false, status: 403, reason: 'cross_tenant_session' })
   })
 
-  describe('v0.10 step-up augmentation (Finding-3)', () => {
+  describe('v0.10 step-up augmentation (Finding-3, F1/F2)', () => {
-    const STRICT: StepUpPolicy = { maxAgeSeconds: 300, requiredMethod: 'passkey' }
+    const STRICT: StepUpPolicy = { required: true, maxAgeSeconds: 300, requiredMethod: 'passkey' }
 
     it('fresh login but stale step-up → 403 step_up_required at onUpgrade', async () => {
       deps = { ...deps, stepUpPolicyFor: () => STRICT }
@@ -141,10 +141,26 @@ describe('enforcement onUpgrade/onReattach (T12)', () => {
     it('after a fresh step-up the same request → ok:true', async () => {
       deps = { ...deps, stepUpPolicyFor: () => STRICT }
       const b = await issueWithDpop(signingKey, { accountId: 'acct-A', host: hostA, aud: AUD_A, now: NOW })
-      const steppedUp = principal('acct-A', { authAt: NOW, stepUpAt: NOW, amr: ['passkey', 'stepup'] })
+      const steppedUp = principal('acct-A', { authAt: NOW, stepUpAt: NOW, amr: ['passkey', 'stepup'], stepUpMethod: 'passkey' })
       expect(needsStepUp(steppedUp, STRICT, NOW)).toBe(false)
       const out = await onUpgrade(ctxFor(b, { principal: steppedUp }), deps, ALLOWED, NOW)
       expect(out.ok).toBe(true)
     })
+
+    it('STRICT (required) policy + principal:null → 403 step_up_required (F2 fail-closed)', async () => {
+      deps = { ...deps, stepUpPolicyFor: () => STRICT }
+      const b = await issueWithDpop(signingKey, { accountId: 'acct-A', host: hostA, aud: AUD_A, now: NOW })
+      const out = await onUpgrade(ctxFor(b, { principal: null }), deps, ALLOWED, NOW)
+      expect(out).toMatchObject({ ok: false, status: 403, reason: 'step_up_required' })
+      expect(audit.events.some((e) => e.action === 'stepup' && e.outcome === 'deny')).toBe(true)
+    })
+
+    it('required:false policy + principal:null → allow (non-step-up host preserved)', async () => {
+      deps = { ...deps, stepUpPolicyFor: () => NEVER_REQUIRED }
+      const b = await issueWithDpop(signingKey, { accountId: 'acct-A', host: hostA, aud: AUD_A, now: NOW })
+      const out = await onUpgrade(ctxFor(b, { principal: null }), deps, ALLOWED, NOW)
+      expect(out.ok).toBe(true)
+      expect(audit.events.some((e) => e.outcome === 'allow')).toBe(true)
+    })
   })
 })

relay-auth/test/stepup.test.ts

@@ -1,10 +1,10 @@
 import { describe, it, expect } from 'vitest'
-import { needsStepUp, recordStepUp, policyForHost } from '../src/human/stepup/stepup.js'
+import { needsStepUp, recordStepUp, policyForHost, NO_STEPUP_POLICY } from '../src/human/stepup/stepup.js'
 import type { StepUpPolicy } from '../src/types.js'
 import { principal, makeHost, uuid } from './_helpers.js'
 
 const NOW = 1_700_000_000
-const POLICY: StepUpPolicy = { maxAgeSeconds: 300, requiredMethod: 'passkey' }
+const POLICY: StepUpPolicy = { required: true, maxAgeSeconds: 300, requiredMethod: 'passkey' }
 
 describe('step-up before session open (T8, Finding-3)', () => {
   it('fresh login but stepUpAt=null → needsStepUp true (login ≠ step-up)', () => {
@@ -13,34 +13,61 @@ describe('step-up before session open (T8, Finding-3)', () => {
   })
 
   it('stale step-up (older than maxAgeSeconds) → true', () => {
-    const p = principal('acct-A', { stepUpAt: NOW - 301, amr: ['passkey', 'stepup'] })
+    const p = principal('acct-A', { stepUpAt: NOW - 301, amr: ['passkey', 'stepup'], stepUpMethod: 'passkey' })
     expect(needsStepUp(p, POLICY, NOW)).toBe(true)
   })
 
-  it('required method absent from amr → true', () => {
+  it('required method not the LAST step-up method → true', () => {
-    const p = principal('acct-A', { stepUpAt: NOW, amr: ['totp'] })
+    const p = principal('acct-A', { stepUpAt: NOW, amr: ['totp'], stepUpMethod: 'totp' })
     expect(needsStepUp(p, POLICY, NOW)).toBe(true)
   })
 
-  it('fresh passkey step-up → false', () => {
+  it('fresh passkey step-up satisfies passkey policy → false (F1)', () => {
-    const p = principal('acct-A', { stepUpAt: NOW, amr: ['passkey'] })
+    const p = principal('acct-A', { stepUpAt: NOW, amr: ['passkey'], stepUpMethod: 'passkey' })
     expect(needsStepUp(p, POLICY, NOW)).toBe(false)
   })
 
+  it('fresh TOTP step-up does NOT satisfy passkey policy → true (F1 factor-downgrade regression)', () => {
+    // A weaker (TOTP) step-up performed just now must not satisfy a passkey requirement, even though
+    // it is fresh — the required method itself must be the LAST step-up.
+    const p = principal('acct-A', { stepUpAt: NOW, amr: ['passkey', 'totp'], stepUpMethod: 'totp' })
+    expect(needsStepUp(p, POLICY, NOW)).toBe(true)
+  })
+
+  it('login-time passkey in amr but no step-up (stepUpMethod null) → true (login ≠ step-up)', () => {
+    const p = principal('acct-A', { stepUpAt: NOW, amr: ['passkey'], stepUpMethod: null })
+    expect(needsStepUp(p, POLICY, NOW)).toBe(true)
+  })
+
   it('recordStepUp returns a NEW principal (immutable), original untouched', () => {
-    const p = principal('acct-A', { stepUpAt: null, amr: ['totp'] })
+    const p = principal('acct-A', { stepUpAt: null, amr: ['totp'], stepUpMethod: 'totp' })
     const stepped = recordStepUp(p, 'passkey', NOW)
     expect(stepped).not.toBe(p)
     expect(p.stepUpAt).toBeNull()
     expect(p.amr).toEqual(['totp'])
+    expect(p.stepUpMethod).toBe('totp')
     expect(stepped.stepUpAt).toBe(NOW)
     expect(stepped.amr).toContain('passkey')
     expect(needsStepUp(stepped, POLICY, NOW)).toBe(false)
   })
 
-  it('policyForHost yields a passkey freshness requirement', () => {
+  it('recordStepUp stamps stepUpMethod with the method used (F1)', () => {
+    const p = principal('acct-A', { stepUpAt: null, amr: ['passkey'], stepUpMethod: null })
+    const stepped = recordStepUp(p, 'passkey', NOW)
+    expect(stepped.stepUpMethod).toBe('passkey')
+    expect(stepped.stepUpAt).toBe(NOW)
+  })
+
+  it('policyForHost yields a REQUIRED passkey freshness requirement', () => {
     const policy = policyForHost(makeHost('acct-A', uuid()))
+    expect(policy.required).toBe(true)
     expect(policy.requiredMethod).toBe('passkey')
     expect(policy.maxAgeSeconds).toBeGreaterThan(0)
   })
+
+  it('NO_STEPUP_POLICY is the v0.9 never-required default', () => {
+    expect(NO_STEPUP_POLICY.required).toBe(false)
+    expect(NO_STEPUP_POLICY.requiredMethod).toBe('passkey')
+    expect(NO_STEPUP_POLICY.maxAgeSeconds).toBeGreaterThan(0)
+  })
 })

relay-auth/test/tripwire/cross-tenant.test.ts

@@ -29,7 +29,7 @@ const NOW = 1_700_000_000
 const AUD_A = 'alice.term.example.com'
 const AUD_B = 'bob.term.example.com'
 const ORIGIN_A = `https://${AUD_A}`
-const NEVER: StepUpPolicy = { maxAgeSeconds: Number.MAX_SAFE_INTEGER, requiredMethod: 'passkey' }
+const NEVER: StepUpPolicy = { required: false, maxAgeSeconds: Number.MAX_SAFE_INTEGER, requiredMethod: 'passkey' }
 
 describe('PERMANENT TRIPWIRE — device A can never reach host B (INV1)', () => {
   let signingKey: CryptoKey

relay-auth/test/types.test.ts

@@ -0,0 +1,60 @@
+import { describe, it, expect } from 'vitest'
+import {
+  AuthenticatedPrincipalSchema,
+  StepUpPolicySchema,
+  type AuthenticatedPrincipal,
+  type StepUpPolicy,
+} from '../src/types.js'
+
+const basePrincipal = {
+  kind: 'human' as const,
+  accountId: 'acct-A',
+  principalId: 'cred-1',
+  amr: ['passkey' as const],
+  authAt: 1_700_000_000,
+  stepUpAt: null,
+}
+
+describe('StepUpPolicy.required (host-driven, fail-closed)', () => {
+  it('parses a policy with required=true', () => {
+    const policy: StepUpPolicy = { required: true, maxAgeSeconds: 300, requiredMethod: 'passkey' }
+    expect(StepUpPolicySchema.parse(policy)).toEqual(policy)
+  })
+
+  it('parses a policy with required=false', () => {
+    const policy: StepUpPolicy = { required: false, maxAgeSeconds: 300, requiredMethod: 'passkey' }
+    expect(StepUpPolicySchema.parse(policy)).toEqual(policy)
+  })
+
+  it('rejects a policy missing required', () => {
+    const bad = { maxAgeSeconds: 300, requiredMethod: 'passkey' }
+    expect(StepUpPolicySchema.safeParse(bad).success).toBe(false)
+  })
+
+  it('rejects a non-boolean required', () => {
+    const bad = { required: 'yes', maxAgeSeconds: 300, requiredMethod: 'passkey' }
+    expect(StepUpPolicySchema.safeParse(bad).success).toBe(false)
+  })
+})
+
+describe('AuthenticatedPrincipal.stepUpMethod (F1 method-binding, optional)', () => {
+  it('parses a principal that omits stepUpMethod (backward compatible)', () => {
+    const parsed = AuthenticatedPrincipalSchema.parse(basePrincipal)
+    expect(parsed.stepUpMethod).toBeUndefined()
+  })
+
+  it('parses a principal with an explicit stepUpMethod', () => {
+    const p: AuthenticatedPrincipal = { ...basePrincipal, stepUpAt: 1_700_000_100, stepUpMethod: 'passkey' }
+    expect(AuthenticatedPrincipalSchema.parse(p).stepUpMethod).toBe('passkey')
+  })
+
+  it('parses a principal with stepUpMethod=null (no step-up)', () => {
+    const parsed = AuthenticatedPrincipalSchema.parse({ ...basePrincipal, stepUpMethod: null })
+    expect(parsed.stepUpMethod).toBeNull()
+  })
+
+  it('rejects an invalid stepUpMethod value', () => {
+    const bad = { ...basePrincipal, stepUpMethod: 'sms' }
+    expect(AuthenticatedPrincipalSchema.safeParse(bad).success).toBe(false)
+  })
+})

relay-auth/test/webauthn.test.ts

@@ -21,14 +21,14 @@ const verifier: WebAuthnVerifier = {
     signCount: 0,
     transports: ['internal'],
   }),
-  verifyAuthentication: async (_r, _c, _rp, _o, stored) => ({ verified: true, newSignCount: stored + 1 }),
+  verifyAuthentication: async (_r, _c, _rp, _o, _pk, _cid, stored) => ({ verified: true, newSignCount: stored + 1 }),
 }
 
 function regResp(over: Partial<RegistrationResponse> = {}): RegistrationResponse {
   return { clientChallenge: 'chal', origin: ORIGIN, rpId: RP_ID, ...over }
 }
 function authResp(over: Partial<AuthenticationResponse> = {}): AuthenticationResponse {
-  return { clientChallenge: 'chal', origin: ORIGIN, rpId: RP_ID, ...over }
+  return { clientChallenge: 'chal', origin: ORIGIN, rpId: RP_ID, credentialId: 'cred-1', ...over }
 }
 const cred: WebAuthnCredential = {
   credentialId: 'cred-1',
@@ -68,16 +68,32 @@ describe('WebAuthn / Passkey (T5, primary)', () => {
   it('happy path auth yields a principal with amr:[passkey]', async () => {
     const startOpts = await startAuthentication('acct-A', RP_ID)
     expect(startOpts.rpId).toBe(RP_ID)
-    const p = await finishAuthentication(cred, authResp(), 'chal', RP_ID, ORIGIN, verifier, NOW)
+    const { principal: p } = await finishAuthentication(cred, authResp(), 'chal', RP_ID, ORIGIN, verifier, NOW)
     expect(p.accountId).toBe('acct-A')
     expect(p.amr).toEqual(['passkey'])
     expect(p.authAt).toBe(NOW)
   })
 
+  it('F3: rejects an assertion whose credentialId does not match the stored credential', async () => {
+    const forgiving: WebAuthnVerifier = {
+      ...verifier,
+      verifyAuthentication: async (_r, _c, _rp, _o, _pk, _cid, stored) => ({ verified: true, newSignCount: stored + 1 }),
+    }
+    await expect(
+      finishAuthentication(cred, authResp({ credentialId: 'other-cred' }), 'chal', RP_ID, ORIGIN, forgiving, NOW),
+    ).rejects.toThrow('credential id mismatch')
+  })
+
+  it('F5: returns the verifier-advanced newSignCount so the caller can persist it', async () => {
+    const { principal: p, newSignCount } = await finishAuthentication(cred, authResp(), 'chal', RP_ID, ORIGIN, verifier, NOW)
+    expect(p.accountId).toBe('acct-A')
+    expect(newSignCount).toBe(cred.signCount + 1)
+  })
+
   it('rejects a signCount regression (cloned authenticator signal)', async () => {
     const regressing: WebAuthnVerifier = {
       ...verifier,
-      verifyAuthentication: async () => ({ verified: true, newSignCount: 3 }), // < stored 5
+      verifyAuthentication: async () => ({ verified: true, newSignCount: 3 }), // < stored 5 (adapts to {principal,newSignCount} return)
     }
     await expect(
       finishAuthentication(cred, authResp(), 'chal', RP_ID, ORIGIN, regressing, NOW),